Effective Safety Incentives to Reduce Work Comp Claims


Over the years I have seen safety incentive plans come and go.  Some make incentive plans into games: others give away free company swag.  There are many plans that are effective.  The goal is to make employees think about safety and work safely to avoid accidents.  One of the best methods comes from peer pressure.  I remember back in high school, when there was a player that wasn't pulling his weight or giving his best effort, the coach would not punish the player, he would punish the whole team.  This made 50 people put pressure on him because if he did not perform, the entire team had to run extra laps.  This team concept is also very effective for safety incentive plans.  Safety incentive plans should include important elements:

  • Employees should be encouraged to report injuries
  • A random drawing for cash works best
  • Incentive should be based on no "lost time" injuries
  • Regular, increasing rewards should be used until a determined maximum is reached
  • If an accident happens, the clock should start over the next day and not wait until the first of the month.  It's best if the reward reverts back to a smaller amount and starts to increase again
  • Supervisors should have their own plan outside the regular plan
  • Upper management should be involved and also hand out the prizes and make a big deal about the safety success

Contact me if you would like a sample plan to use. 


Chris Moxley

Chris began his career at a Norman insurance agency in 1988 serving as a Branch Manager for 3 years. He joined Professional Insurors in 1995 as a Producer and became Vice-President in 2004, where he overseas human resources and agency operations & technology as well as continuing to manage his client accounts and grow the business. The Agency works with a variety of accounts and Chris specializes in Workers Compensation Risk Management and Insurance. He has worked in Insurance for over 20 years and besides Workers Compensation he has specialized training and experience in the fields of Construction Risk Management and Risk Transfer, Property Management, & Manufacturing.